دور الاستراتيجية الرقمية في تبني التكنولوجيا المالية في الصناعة المصرفية: الإمارات العربية المتحدة نموذجا

الملخص EN

Through this article we aim to identify the appropriate strategy in adopting any financial technology banking system The United Arab Emirates is a model for the Arab States in adopting fintech technologies so that they have achieved world-advanced positions in adopting these technologies, especially in the financial and banking sector, which has increased the size of the sector's investments.

The UAE has pursued a clear and serious vision of digital transformation since the beginning of the current millennium.

Where are banking transactions done in digital ways based on technology, the Internet and various phone and computer applications, which has achieved significant financial inclusion, This is the result of the dissemination of the technological and digital culture of banking transactions between individuals and the creation of the necessary legislation and laws.

Finally, the study concluded that successful adoption of fintech technologies requires basic requirements such as more attention to human development, the dissemination of digital culture among individuals, and the establishment of a broad digital infrastructure that enables fintech to adopt its various technologies in any banking system.