Investigation of Jordanian Islamic and conventional banks’ stability and profitability determinants : evidence from the recent financial crisis

العناوين الأخرى

تقصي استقرار و محددات ربحية المصارف الأردنية الإسلامية و التجارية : خلال فترة الأزمة المالية الراهنة

الجامعة

جامعة مؤتة

الكلية

كلية إدارة الأعمال

القسم الأكاديمي

قسم إدارة الأعمال و التسويق

دولة الجامعة

الأردن

الدرجة العلمية

ماجستير

تاريخ الدرجة العلمية

2011

الملخص الإنجليزي

-This study is concerned with examining the stability and profitability determinants of Jordanian Islamic and conventional banks.

Specifically, it had two main objectives: First, to test and compare the stability of these banks pre and post the financial crisis, using the daily returns for the period 02/01/2005 to 26/01/2010.

Second, to investigate the profitability (ROA and ROE) determinants of these banks' (capital, size, liquidity, deposits growth, efficiency and risk) as internal determinants and the financial crisis (dummy) as an external one during the time period 1998-2009.

The study covered a sample of ten conventional and two Islamic banks.

The conditional variance (volatility) of returns was used to measure stability.

The GARCH, E-GARCH and GJR-GARCH models were used to estimate volatility due to their ability to take into account the leverage effect.

The results of this study showed that Islamic bank were more stable than conventional banks, which may due to their links with the real economy.

The profitability determinants were tested using the pooled least square method with fixed effect.

The results indicated that the most important factors that affected Islamic bank‘s profitability were: capital, risk and size.

However, the most significant factors that affected conventional banks profitability were capital and efficiency.

Finally, the results revealed that the financial crisis had a significant effect on conventional banks‘ profitability, but it had no effect on the profitability of Islamic banks.

The study recommended that Islamic banks in Jordan need to improve the branch network throughout the country, and conventional banks must open Islamic branches, to benefit from this worthy system and to diversify their risks.

التخصصات الرئيسية

إدارة الأعمال

الموضوعات

عدد الصفحات

114

قائمة المحتويات

Table of contents.

Abstract.

Chapter one : Introduction.

Chapter two : Theoretical framework and previous studies.

Chapter three : Design and methodology.

Chapter four : Empirical findings and analysis.

Chapter Five : conclusion and recommendations.

References.

نمط استشهاد جمعية علماء النفس الأمريكية (APA)

Yusufi, Iman Abd al-Wahhab Muhammad. (2011). Investigation of Jordanian Islamic and conventional banks’ stability and profitability determinants : evidence from the recent financial crisis. (Master's theses Theses and Dissertations Master). Mutah University, Jordan
https://search.emarefa.net/detail/BIM-304873

نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)

Yusufi, Iman Abd al-Wahhab Muhammad. Investigation of Jordanian Islamic and conventional banks’ stability and profitability determinants : evidence from the recent financial crisis. (Master's theses Theses and Dissertations Master). Mutah University. (2011).
https://search.emarefa.net/detail/BIM-304873

نمط استشهاد الجمعية الطبية الأمريكية (AMA)

لغة النص

الإنجليزية

نوع البيانات

رسائل جامعية

رقم السجل

BIM-304873

حفظتم الحفظ طباعة

قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"

أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي

منصة "معرفة" للكتاب العربي الجامعي الرقمي

تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر