Targeting and socio-economic impact of microfinance : a case study of Pakistan
المؤلف
المصدر
العدد
المجلد 20، العدد 2 (31 ديسمبر/كانون الأول 2012)، ص ص. 1-28، 28ص.
الناشر
البنك الإسلامي للتنمية المعهد الإسلامي للبحوث و التدريب
تاريخ النشر
2012-12-31
دولة النشر
السعودية
عدد الصفحات
28
التخصصات الرئيسية
الموضوعات
- الفقه الإسلامي
- المؤسسات المالية
- الإسلام
- علم الاجتماع الاقتصادي
- الفقر
- الفقراء
- محاربة الفقر
- التمويل الأصغر
- دراسات الحالة
- الباكستان
- الجوانب الاجتماعية
الملخص EN
An attempt has been made to quantify the targeting of the microfinance and its economic impact on the borrowers.
The study has employed the Difference of the Difference Approach to find the net effect of microfinance by employing data collected by Pakistan Poverty Alleviation Fund.
The study found that about 30 percent of the borrowers were poor, while 70 percent of the borrowers were non-poor.
The impact on the poverty status was found to be marginal.
The income of the poor borrowers hardly could grow by 2 percent during the study period.
However, the consumption of the poor borrowers increased by 10 percent, which indicates that poor primarily borrow for smoothing their consumption.
A significant net effect of microfinance on the consumption (6.71 percent) and income (about 6 percent) of non-poor borrowers has been found.
Results show that poor non-borrowers were better off in terms of change in most of their assets compared to the poor borrowers.
However, the net effect of microfinance on households durables of the non-poor borrowers was marginal’ while the net effect of microfinance on few household durable items like fan, bicycle and sewing machine, of the poor borrowers was found to be positive.
Compared to the poor borrowers, the majority of the poor non-borrowers reported no change in their livestock.
Similarly, some poor borrowers reported positive changes in their livestock as compared to poor non borrowers during the study period, which shows positive net impact of microcredit on the livestock of the poor borrowers.
Expenditures on social and other miscellaneous items were found to be very small.
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Shirazi, Nasim Shah. 2012. Targeting and socio-economic impact of microfinance : a case study of Pakistan. Islamic Economic Studies،Vol. 20, no. 2, pp.1-28.
https://search.emarefa.net/detail/BIM-328439
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Shirazi, Nasim Shah. Targeting and socio-economic impact of microfinance : a case study of Pakistan. Islamic Economic Studies Vol. 20, no. 2 (Dec. 2012), pp.1-28.
https://search.emarefa.net/detail/BIM-328439
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Shirazi, Nasim Shah. Targeting and socio-economic impact of microfinance : a case study of Pakistan. Islamic Economic Studies. 2012. Vol. 20, no. 2, pp.1-28.
https://search.emarefa.net/detail/BIM-328439
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes appendices : p. 27-28
رقم السجل
BIM-328439
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر