الأحكام القانونية الخاصة ببطاقة الائتمان الإلكترونية

الملخص EN

The business environment and is characterized by the development of the ease and speed of transactions provide us day after day means compatible with life sophisticated business , and this is achieved by the scientific progress of the emergence of e-commerce , which resulted in the emergence of the idea of a credit card , which is one of the most important means of fulfilling electronic differ from means to fulfill traditional a plastic card swipe issued by banking institutions or financial viability of customers and carry some data cradle and the issuer , which enables the holder to get the credit facility by purchasing needs of goods and services without paying the price in cash , but enough to highlight the card of the dealer and the signing of the bill value purchases , where the issuing bank of the card fulfillment of this value to the dealer and then return for the holder to recover what he paid on the dates agreed , this means that the credit card tool of credit during the term granted to the holder of the debt which the tool and fulfillment at the same time , as well as , the credit card enables the holder to withdraw cash from ATMs of the Bank of the source of the card which operates 24 hours a day , as it provides the holder the possibility of dealing through the internet and repayment obligations under this deal through this card, note that the banks do not grant this card only after making sure the financial solvency of the client and get personal guarantees or in kind.

Examples of credit card Visa Card, MasterCard and American Express card .