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Credit cards : contemporary issues from economic and shariah perspective
العناوين الأخرى
بطاقات الإئتمان : قضايا معاصرة اقتصادية شرعية
المؤلفون المشاركون
Qahf, Mundhir
Nabi Muhammad, Amirah
المصدر
Journal of King Abdulaziz University : Islamic Economics
العدد
المجلد 29، العدد 1 (31 يناير/كانون الثاني 2016)، ص ص. 57-80، 24ص.
الناشر
جامعة الملك عبد العزيز مركز النشر العلمي
تاريخ النشر
2016-01-31
دولة النشر
السعودية
عدد الصفحات
24
التخصصات الرئيسية
العلوم المالية و المحاسبية
الأديان
الدراسات الإسلامية
الموضوعات
- الاقتصاد
- المؤسسات المالية
- الإسلام
- التمويل
- الجوانب الدينية
- الأعمال المصرفية
- بطاقات الائتمان
- المصارف الإسلامية
الملخص AR
Over the past few decades, the Islamic finance industry has witnessed exponential growth, intensified innovation and fast development in its products and services.
This paper discusses the contemporary issues of credit cards from economic and Sharīʿah perspective and explains the implication of an optional interest clause.
Islamic finance providers have experimented with different structures for Islamic credit cards, which, however, have attracted wide-reaching criticism regarding the underlying contracts and whether the concept in itself is in line with the Sharīʿah.
From an analysis of the different market practices of Islamic credit cards, we notice that Islamic banks are struggling to find an appropriate approach to provide an Islamic credit card facility which is profitable and meets their financial intermediary purpose.
We then propose the concept of prepaid Islamic credit cards and the idea of Master Murābaḥah Credit Card Agreement which would be more suitable and generate Sharīʿah-compliant returns.
This paper also tackles the issue of consumerism and mounting indebtedness from the Sharīʿah perspective, and calls for restrictions and control by Islam
الملخص EN
Over the past few decades, the Islamic finance industry has witnessed exponential growth, intensified innovation and fast development in its products and services.
This paper discusses the contemporary issues of credit cards from economic and Sharīʿah perspective and explains the implication of an optional interest clause.
Islamic finance providers have experimented with different structures for Islamic credit cards, which, however, have attracted wide-reaching criticism regarding the underlying contracts and whether the concept in itself is in line with the Sharīʿah.
From an analysis of the different market practices of Islamic credit cards, we notice that Islamic banks are struggling to find an appropriate approach to provide an Islamic credit card facility which is profitable and meets their financial intermediary purpose.
We then propose the concept of prepaid Islamic credit cards and the idea of Master Murābaḥah Credit Card Agreement which would be more suitable and generate Sharīʿah-compliant returns.
This paper also tackles the issue of consumerism and mounting indebtedness from the Sharīʿah perspective, and calls for restrictions and control by Islam
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Qahf, Mundhir& Nabi Muhammad, Amirah. 2016. Credit cards : contemporary issues from economic and shariah perspective. Journal of King Abdulaziz University : Islamic Economics،Vol. 29, no. 1, pp.57-80.
https://search.emarefa.net/detail/BIM-667937
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Qahf, Mundhir& Nabi Muhammad, Amirah. Credit cards : contemporary issues from economic and shariah perspective. Journal of King Abdulaziz University : Islamic Economics Vol. 29, no. 1 (Jan. 2016), pp.57-80.
https://search.emarefa.net/detail/BIM-667937
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Qahf, Mundhir& Nabi Muhammad, Amirah. Credit cards : contemporary issues from economic and shariah perspective. Journal of King Abdulaziz University : Islamic Economics. 2016. Vol. 29, no. 1, pp.57-80.
https://search.emarefa.net/detail/BIM-667937
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes appendix : p. 80
رقم السجل
BIM-667937
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
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تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر
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