Case studies of the practice of nomination and Hibah by Malaysian Takelul operators
المؤلفون المشاركون
Abd Allah, Nurdianawati Irwani
Abd al-Aziz, Nazliatul Anizah
المصدر
ISRA International Journal of Islamic Finance
العدد
المجلد 2، العدد 2 (31 ديسمبر/كانون الأول 2010)، ص ص. 67-100، 34ص.
الناشر
الأكاديمية العالمية للبحوث الشرعية
تاريخ النشر
2010-12-31
دولة النشر
ماليزيا
عدد الصفحات
34
التخصصات الرئيسية
العلوم المالية و المحاسبية
الأديان
الدراسات الإسلامية
الموضوعات
- الفقه الإسلامي
- التكافل
- التأمين
- دراسات الحالة
- الهبات
- ماليزيا
- شركات التأمين
- الصناديق المالية
- التكافل الاجتماعي
- بوالص الشحن
- الوصايا
الملخص EN
Nomination is a process whereby a policyholder who purchases the insurance policy should name someone to benefit from the policy in the event of the policyholder’s death.
Nomination is purposely performed to ensure the beneficiaries receive the takÉful benefits promptly.
The current practice of the nomination clause in family takÉful operation is basically vague because the Takaful Act 1984 does not expressly provide any rule to that effect.
This study aims to examine the status of nominees for Muslim participants and non-Muslim participants in family takÉful as stipulated in the takÉful nomination form.
It is significant to clarify the status of the nominee, either as a beneficiary or an executor, in order to avoid any misconception among the legal heirs in the future.
Besides this, the study also seeks to assess how far the related concept of hibah to the nomination in family takÉful is currently implemented by the takÉful operators in Malaysia.
Hibah seems to be an alternative for Muslim participants to allocate the takÉful benefits to the right beneficiaries without adhering to the Islamic law of inheritance (farÉ’iÌ).
This study adopts the document analysis to identify whether the takÉful nomination form is standardised and clarified in respect of the status of the nominee for each takÉful operator in Malaysia.
Samples of eight licensed takÉful operators are selected in this study.
The results of this study found that the takÉful nomination form is not standardised among all the takÉful operators.
The status of the nominee is not clarified in some takÉful nomination forms either as a beneficiary or an executor.
In addition, the application of hibah seems to violate the nature of hibah itself as hibah should take place during the lifetime of the participant.
This study concludes and proposes some recommendations for takÉful operators to provide better and enhanced implementation of nomination and hibah in family takÉful.
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Abd Allah, Nurdianawati Irwani& Abd al-Aziz, Nazliatul Anizah. 2010. Case studies of the practice of nomination and Hibah by Malaysian Takelul operators. ISRA International Journal of Islamic Finance،Vol. 2, no. 2, pp.67-100.
https://search.emarefa.net/detail/BIM-717759
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Abd Allah, Nurdianawati Irwani& Abd al-Aziz, Nazliatul Anizah. Case studies of the practice of nomination and Hibah by Malaysian Takelul operators. ISRA International Journal of Islamic Finance Vol. 2, no. 2 (Dec. 2010), pp.67-100.
https://search.emarefa.net/detail/BIM-717759
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Abd Allah, Nurdianawati Irwani& Abd al-Aziz, Nazliatul Anizah. Case studies of the practice of nomination and Hibah by Malaysian Takelul operators. ISRA International Journal of Islamic Finance. 2010. Vol. 2, no. 2, pp.67-100.
https://search.emarefa.net/detail/BIM-717759
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes bibliographical references : p. 98-100
رقم السجل
BIM-717759
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر