Using credt cards in a way that generate interest is forbidden : delaying payment on credit card’s balances

السؤال

Besmi Allah, I have a question about the use of credit cards. I am an employee I have a good salary and a bank account so I have a credit card yet I asked the bank to keep my saving account as it is and that I pay directly without the bank having to debit my account (It is an option at all banks) and I knew that there is a payment period and after this period there will be an interest for late payment which is calculated according to the amount you used in your card. I do sometimes fall under this late payment period. I am capable of paying my credit card bills at one time if I draft from my account savings, but I do not do that and I am comfortable with the idea of using the credit card and pay it later in installments and with this interest for delaying payment. So I am doing this willingly so my question is this Haram or Halal. Thanks

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

تاريخ النشر

2003-02-24

التخصصات الرئيسية

العلوم الاقتصادية والمالية وإدارة الأعمال
العلوم المالية و المحاسبية
الأديان
الدراسات الإسلامية

الموضوعات

• الفقه الإسلامي
• الاقتصاد الإسلامي
• الربا
• بطاقات الائتمان
• البيع بالتقسيط
• حسابات التوفير
• المدفوعات
• المصارف الإسلامية

عدد الصفحات

1

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-723847

• APA
• MLA
• AMA