Is insurance permissible ? Life, car, health, property, hazards, shipping, etc. : life and property insurances

السؤال

Can u give some information on : 1. Life insurance to cover mortgage, 2. House contents insurance to cover loss and theft, 3. Building insurance to cover loss, damage etc. what is the Islamic stance on these issues given that life insurance will mean that if the breadwinner dies then the insurance company will pay the remaining mortgage thus meaning the wife could continue to live in the house without having to settle the remaining mortgage which would have been the case had there not been life insurance. In the case of contents insurance, one pays a premium and the insurance company pays out if there is any damage or theft of the household contents. In the case of the buildings insurance the mortgage lender requires it as a condition of lending the money in order to protect his / her property against any damage / fire etc. but the premium is paid by the lender. Your advice on the Islamic stance in each of these instances would be much appreciated. Wassalam

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

تاريخ النشر

2002-04-27

التخصصات الرئيسية

العلوم المالية و المحاسبية
الأديان
الدراسات الإسلامية

الموضوعات

• الفقه الإسلامي
• العقود
• التأمين
• المحرمات
• الأعمال التجارية
• التأمين على الحياة
• الممتلكات
• الرهن العقاري

عدد الصفحات

2

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-724408

• APA
• MLA
• AMA