Credit card reward points (or cash back)‎ : reward points

السؤال

Asalam Alykum Dr. Monzer, Thanks for the information posted on the website. I would like to ask a question regarding the reward points (or cash back) when using credit cards (e.g. Visa). I read the fatwas and I still have something in my heart regarding using the cash back offered by the credit card company. I understand the point of promotional marketing but do I need to look at the source of funds which was used in offering the cash back money. The money (funds) available to Visa and the other credit card companies have part of it collected from the interest money collected from those who use the cards as a temporary loan source or from those who delay on paying on time. So, my question : would the cash back (or reward points) be Haram because part of the source of money (funds) of the credit card company is interest-based (I.e. Haram) ? Would these cash back or reward points considered from the Mutashabeh that we should stay away from ? May Allah reward you for your knowledge. Jazakum Allah Khair. Regards Ahmed

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تاريخ النشر

2009-12-02

التخصصات الرئيسية

العلوم المالية و المحاسبية
الدراسات الإسلامية

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• بطاقات الائتمان

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