Takaful : home insurance

السؤال

]Question One] : Assalam 'Alaykum Warahmatullah respected scholar, May Allah SWT have mercy on you, I apologize for taking your time. However, I have a question that I really need to ask due to less amount of time. Me and my husband are moving from states to Toronto, Canada and we are looking for an apartment in a Muslim community, walking distance from the Masjid. However, the ones that we found say it must to have home or apartment insurance. Please tell me if such transaction is lawful ? What about car insurance also ? I came to know that all commercial insurance is Riba and gambling. Please InSha’Allah advise. We may need to finalize the apartment by the end of this week, so please Ya Shaikh if you may answer soon it would be greatly appreciated. JazakAllah Khayr for your valuable time, [Question two] : JazakAllah Khayr for your prompt response. Please allow me to ask one more question InSha’Allah as we liked an apartment but after reading the application we just want to be sure that what we will be doing is not unlawful. In the agreement it states : "I / We agree to the charge of $ 25.00 (plus applicable interest) for payment that cannot clear my / our account the first business day of the month" Obviously, we will InSha’Allah pay before the first of every month and hence this clause may not be applicable to us, however, we still have to agree to it in order to rent the apartment. So will this be like signing or witnessing an interest agreement ? Please do advise. Also, elsewhere is the agreement it states that we as tenants agree to the by laws and regulations regarding condominium act. I do not know if such acts have interest clause in them or not. So again if we sign will we be sinful ? InSha’Allah Shaikh your advice would really help, JazakAllah Khayr again for your valuable time. Wa ‘Alaykum Assalam Warahmatullah (We are renting in Toronto, Canada)

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

تاريخ النشر

2010-03-21

التخصصات الرئيسية

الاقتصاد و التجارة
الدراسات الإسلامية

الموضوعات

• الفقه الإسلامي
• المباني السكنية
• التأمين

عدد الصفحات

2

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-729417

• APA
• MLA
• AMA