Takaful : disability insurance

السؤال

Assalamu Alaykum W Rahmatu Allah I'm a dentist in USA and I was offered a disability insurance, which means I will have a contract policy with this insurance company, and have to pay them an annual premium, to protect me in case of disability / accident, etc.., if la Kaddar Allah disability , they will pay me a monthly benefit till certain age, as a compensation. knowing that my job owner doesn't offer me any other benefits, I do carry a health insurance as it's almost a must in the united states or you will never be able to afford medical bills, also I carry home insurance and car insurance. Also, I have been reading a lot regarding my issue and one of the answers was saying that Insurance is Haram in Islam, and disability insurance is Haram as it's insuring something that might or might not happened, also on life insurance they said it's Haram as it put a price on your life. I know contradiction is "Rahmah", but also it's so confusing, could you please explain to me what's your "Sanad" for the insurance be Halal just for my heart to feel comfort Thank You for your understanding and patience. Please advice Thank you Assalamu Alaykum

جواب الفتوى

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تاريخ النشر

2011-09-21

التخصصات الرئيسية

الاقتصاد و التجارة
الدراسات الإسلامية

الموضوعات

• الفقه الإسلامي
• التأمين
• العجز
• التأمين الاجتماعي

عدد الصفحات

1

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-729472

• APA
• MLA
• AMA