Takaful : issues in conventional insurance

السؤال

AssalamuAlaikum Dear Dr. Monzer, I hope you are in a pink of health. May Allah bless you with a healthy life and continuously living in Iman. InSha Allah. I am a Shari’ah student. Currently, I am studying Masters on Islamic studies. I am doing a research on conventional insurance in Malaysia and I need your opinion on some of the issues pertaining to conventional insurance. If you don't mind, can you answer my questions so that I can have a clear picture on these matters. Below are my questions : 1-Is it possible for us to avoid the elements of Riba (usury), Gharar (uncertainty) and Maisir (gambling) in a conventional insurance contract ? If it is possible, then, how do we avoid it ? 2-In Malaysia, there were clerics (Fatwas) which were codified and approved by the Malaysian Government, telling that conventional insurance is Haram because it contains the elements of Riba, Maisir and Gharar, which then, made the insurance contract, became Fasid or invalid in the eyes of Shari’ah. What is your opinion regarding this matter ? Did we need to renew the clerics, as we know that, clerics can change with the change of times and places ? That's all Dr Monzer. I hope to hear from you soon. Thank you. Yours sincerely,

جواب الفتوى

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تاريخ النشر

2011-12-20

التخصصات الرئيسية

الاقتصاد و التجارة
الدراسات الإسلامية

الموضوعات

• الفقه الإسلامي
• التأمين

عدد الصفحات

2

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-729477

• APA
• MLA
• AMA