Takaful : different kinds of life insurance

السؤال

As-Salaam Alaikum dear respected brother ; My name is Sheeraz and I am a representative of Primerica life insurance. I have read some of your articles on “term-life insurance.” When it comes to life insurance our company “only” offers one kind of insurance which is term life insurance. I have been running into challenges trying to sell our insurance to our Muslim families because of the question relating to whether it is “Halal or Haram ? ” Insurance should not be meant as a permanent need and described as “income replacement,” in the event something happens to either spouse or both. The unfortunate thing is that there are many Muslims whom I know of and don’t know that have life insurance but it’s usually a “whole-life,” universal life,” or “some kind of “whole-life variable,” kind of insurance. These types as you know has a “cash-value” savings component built in which I don’t agree with. I just want to thank you again for your time and I wish you and your family a very prosperous 2013 InSha Allah. May Allah continue to bless you and your business InSha Allah. Best regards

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

تاريخ النشر

2013-01-14

التخصصات الرئيسية

العلوم الاقتصادية والمالية وإدارة الأعمال
الدراسات الإسلامية

الموضوعات

• الفقه الإسلامي
• التأمين
• التأمين على الحياة

عدد الصفحات

2

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-729488

• APA
• MLA
• AMA