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Islamic banks more expensive than conventional banks : Islamic car finance is more expensive than conventional car loan
السؤال
Dear Dr. Kahf, Assalamu Alaykum. I hope you are doing well. I have a question for you, if you don't mind : My friend and I were talking about borrowing money from Islamic banks. He told me that the last time he bought a car in Qatar, he went to the bank and asked them about options they have for car financing. The bank told him they have 2 schemes : a traditional car loan and an Islamic car loan and showed him the numbers for both cases, it turned out that borrowing money using the Islamic scheme would have cost my friend 20,000 Riyals more than the traditional scheme. My friend opted for the traditional car loan and told the bank that spending the additional 20,000 Riyals on his family made more sense to him than giving it to the bank. I totally agree with my friend and both of us are left with the dilemma of what is right in this and similar cases. Why is Islamic borrowing more expensive than traditional borrowing ? Is it because the Islamic banks are greedier ? Or are they realizing that their clientele are doing business with them because of faith and they are taking them for being naive ? My friend and I will really appreciate your thoughts. Thank you very much in advance. Best regards, Meftah
جواب الفتوى
أنقر هنالمشاهدة هذا المحتوى
تاريخ النشر
2012-09-21
التخصصات الرئيسية
العلوم المالية و المحاسبية
الدراسات الإسلامية
الموضوعات
عدد الصفحات
1
نوع البيانات
فتاوى
لغة النص
الإنجليزية
رقم السجل
BIM-730776
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Qahf, Mundhir. 2012-09-21. Islamic banks more expensive than conventional banks : Islamic car finance is more expensive than conventional car loan. .
https://search.emarefa.net/detail/BIM-730776
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Qahf, Mundhir. Islamic banks more expensive than conventional banks : Islamic car finance is more expensive than conventional car loan. 2012-09-21.
https://search.emarefa.net/detail/BIM-730776
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Qahf, Mundhir. 2012-09-21. Islamic banks more expensive than conventional banks : Islamic car finance is more expensive than conventional car loan.
https://search.emarefa.net/detail/BIM-730776
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
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تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر
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