Prizes on Deposits : prize scheme for depositors in IBs

السؤال

Assalamu’ Alaikum Dr. Monzer Kahf Perhaps you have heard of the al-Awfar Scheme that is being advertised by Bank Islam in Malaysia. I would like to know your opinion about this scheme. The Shari’ah Council in Malaysia said that it is not gambling but I doubt it. Look at the advertisement : introducing a FIRST in Islamic banking. An innovative Mudarabah-based account that gives you the opportunity to get a grand prize of RM100,000 cash every 3 months. Who knows, you could be getting more for your money ! Deposit rm100 and you may get RM100,000 ! Features : saving account-i, investment Account-I Minimum initial deposit : RM100, RM1,000-1 month tenure, RM500-3 to 60 months tenure Minimum balance : RM100 Profit-sharing ratio : 98 : 2 (bank : customer), 70 : 30 (bank : customer) Who can open an account ? Individuals Associations Schools / universities Clubs / societies Religious groups Eligibility to enter prize draw Every RM100 = 1 unit of entry Frequency of prize draw Quarterly Frequency of the prize draw is every three months. Customers will be entitled to participate in the quarterly prize draw and enjoy the probability of receiving cash prizes. The cash prizes structure are as follows : For full fatwa, download the file.

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

تاريخ النشر

2009-08-12

التخصصات الرئيسية

العلوم المالية و المحاسبية
الدراسات الإسلامية

الموضوعات

• المصارف
• الفقه الإسلامي
• الشريعة الإسلامية
• الإسلام
• الجوائز
• الودائع المصرفية
• الربا
• المصارف الإسلامية

عدد الصفحات

3

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-730864

• APA
• MLA
• AMA