Working in interest related companies organizations : software for financial companies

السؤال

Assalam-o-Alaikum Dr. Monzer, I work for a software company as a software engineer in US. This company develops software that helps identify identity fraud, identity behavior as consumer, etc. Our customers are major wireless and credit card companies. Basically, those companies buy our software who wants to know if their potential customer will pay their dues in future or not. One of our products helps credit card companies fix inconsistencies in credit card applications e.g. someone puts their old address, by mistake, etc. Our software, based on the data we have on that person, fixes such issues. The credit card company may eventually approve credit card to this customer or not. While not all of our clients are credit card companies, most are. While we do not make credit card decisions on their behalf, we certainly help them. Until now, I have been of the opinion that since we do not "issue" the interest-based credit ourselves ; this job is Halal. However, after reading some of your answers to others' questions, I have developed doubt about my opinion as you seem to have this opinion that if someone is "part of the process" then the famous Hadith about Riba applies to it. You also mention the rule of majority in some of your answers that if most of users of the service issue credit, then the service is still questionable. Can you please shed more light on this ? Jazaka Allah Khair. AK

جواب الفتوى

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تاريخ النشر

2010-04-12

التخصصات الرئيسية

العلوم الاقتصادية والمالية وإدارة الأعمال
الدراسات الإسلامية

عدد الصفحات

1

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-731236

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