Car lease on hire purchase : which scenario is better in car leasing ?

السؤال

Dear Dr. Monzer I am sure you get a lot of emails on car leasing issue. My name is Irfan and I am working in Oman, my question is again on the car leasing. Here in Oman we unfortunately do not have any Islamic financial institute, hence following are some of the main leasing scenarios : -Dealers make hire purchase deals with you for installment sales. -Lease on operating lease with maintenance on lessor and buy back option at a certain period end usually at depreciated value of the car. -Dealers refer to some conventional banks or specific leasing companies who finance lease you the car, u make at least 20 % down payment, the specific car is owned by the lessor however usually maintenance is still borne by the lessee, rate of profit is calculated in relation to the prevailing interest rates. Can you advise which mode is more nearer to Shari’ah compliance ; please note lease on operating basis is more costly.

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

تاريخ النشر

2009-09-15

التخصصات الرئيسية

العلوم المالية و المحاسبية
الدراسات الإسلامية

الموضوعات

• الفقه الإسلامي
• العقود
• التأجير
• نظام الحكم في الإسلام
• السيارات
• الربا

عدد الصفحات

1

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-732524

• APA
• MLA
• AMA