Conventional and Islamic finance of home purchase : taking a bank loan to buy a house

السؤال

Al Salam Alaykum Wa Rahmatu Allahi Wa Barakatuh I would like to ask an important question for us who are living in Europe. Is it allowed for us to take a loan from a bank to buy a house for living ? Actually we heard many different answers from many Islamic sides. There are some who had given permission just to buy house for living, there are some who did not give permission for that and there are some who had given permission according to the case of the person who asked. So, I would like to specify my situation, I am a Norwegian citizen with a Palestinian background. I am working as a bus driver. I earn a good income to pay the rent of the house, another invoices and it can be some extra money to the next month. Reasons which push me to think to buy a house are, 1-We know the all here in Norway that they who hire out their houses do that just for a definite period. It can be one, two or some years, and this period actually is short, and exactly time which a person needs to get used to live there. It means that they who rent the place where they living from other must move them every a definite period, and like this situation is not easy (to move or to find another house), and it can do the people not stability and not safely in their life. I know some people who had been become a psychical because of that. 2-To rent a house here in Norway is a quite expensive. When we buy a house, we pay for our houses, and it means that we don’t lose money through a paying rent house to other who rent out their houses to us. Also, in the case of it is allow doing that, what are the circumstances which give this permission to the person to do that ? I hope to hear an answer from you as soon as possible, and to be my question a useful for the all. Regards, Raed. Jazakum Allahu Khairan for your constant help

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

تاريخ النشر

2008-04-06

التخصصات الرئيسية

العلوم المالية و المحاسبية
الدراسات الإسلامية

الموضوعات

• الفقه الإسلامي
• الإسلام
• الإسكان
• التمويل
• الشراء
• الممتلكات العقارية
• شركات التمويل التجاري
• الرهن العقاري

عدد الصفحات

1

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-734672

• APA
• MLA
• AMA