Beyond traditional microfinance : financial inclusion for unbanked Kenyans
المؤلف
Ali, Abd al-Rahman al-Zahi Said
المصدر
Islamic Research and Training Institute
العدد
المجلد 2016، العدد 1-3, 9-12, 14 (31 ديسمبر/كانون الأول 2016)، ص ص. 26-46، 21ص.
الناشر
البنك الإسلامي للتنمية المعهد الإسلامي للبحوث و التدريب
تاريخ النشر
2016-12-31
دولة النشر
السعودية
عدد الصفحات
21
التخصصات الرئيسية
الملخص EN
This study investigates whether Kenya would be able to achieve better financial inclusion by going beyond traditional microfinance through the adoption of mobile microfinance, rather than just transfering and receiving through mobile money.
The study used survey and structured questionnaires to check the readiness of the unbanked Kenyan community, microfinance providers, mobile operators, and the government for adopting effective mobile microfinance.
The results showed that the unbanked Kenya are engaged in microfinance enabled jobs such as self-employment and retailers.
The community, which was found to be highly connected with mobile phone has a lower awareness of mobile microfinance.
While respondents admitted using electronic payment on limited situations, cash is still the dominated medium of making payment.
Since the unbanked Kenyan are living in remote areas, mobile microfinance would help to improve their access to finance through reducing the cost of services, minimizing the physical distance to the access point, better documentation, and improving outreach by opening the untapped markets.
The results recommend that mobile microfinance intuitions and mobile operators need to exert joint efforts to promote more awareness and develop appropriate mobile microfinance products.
On the other hand, the regulator intervention is needed to eradicate barriers such as high tariff, bad corporate governance, and dispute resolution.
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Ali, Abd al-Rahman al-Zahi Said. 2016. Beyond traditional microfinance : financial inclusion for unbanked Kenyans. Islamic Research and Training Institute،Vol. 2016, no. 1-3, 9-12, 14, pp.26-46.
https://search.emarefa.net/detail/BIM-748772
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Ali, Abd al-Rahman al-Zahi Said. Beyond traditional microfinance : financial inclusion for unbanked Kenyans. Islamic Research and Training Institute No. 1-3, 9-12, 14 (2016), pp.26-46.
https://search.emarefa.net/detail/BIM-748772
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Ali, Abd al-Rahman al-Zahi Said. Beyond traditional microfinance : financial inclusion for unbanked Kenyans. Islamic Research and Training Institute. 2016. Vol. 2016, no. 1-3, 9-12, 14, pp.26-46.
https://search.emarefa.net/detail/BIM-748772
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes bibliographical references : p. 46
رقم السجل
BIM-748772
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر