How emergent countries banks could improve their performance by the technology of developmed countries : the case of tunisia

الملخص EN

This paper compares the performance of banks in emergent and developed countries in order to measure the efficiency gains that an emergent banking industry could extract by adopting the technology of more developed banking industries .

In particular , the Tunisian banking industry is compared with the French , Spanish and Moroccan banking industries .

The technologies of emergent and developed banking industries are compared by using the distance function approach , in order to see how this emergent country , i.e Tunisia , could improve the performance of its banking industry .

Result suggested that Tunisia banks could improve their performances by around 17-18% if they adopt the technology of French , Moroccan or Spanish banking industry.