التحرير المالي و انعكاسه على تقنيات تمويل التجارة الخارجية في الجزائرية

الملخص EN

The world is witnessing regional and international changes and economic and social transformations resulting in a new world order.

With these developments, many countries, including Algeria, realized that they must undertake a series of measures to adapt to developments in order to achieve stability and planned objectives by The financial sector is more flexible and effective depending on the principles of the policy of financial liberalization, which is part of the policy of economic liberalization, which in turn aims at achieving economic development.

In view of the obstacles facing financing operations, the financing problem has been considered one of the most difficult and complex problems facing development in all countries in light of the current international transformations through: globalization, liberalizing its foreign trade, financial liberalization, reform programs and economic recovery.

Algeria has implemented the financial liberalization policy in Algeria since 1990, after the enactment of the Supplementary Finance Act of 2009, which expressed its desire to maintain and control the banking sector and not to expand the course of financial liberalization by canceling consumer loans and obliging banks to finance foreign trade For cancellation and confirmed only, which has adversely affected the competition in the interbank.

The implementation of the fiscal liberalization policy in Algeria did not achieve the desired objectives and did not have a positive impact on the rates of economic growth achieved, nor did it succeed in improving the capacity of the financial system.