An Islamic bank is facing an interesting situation. A customer previously requested financing for the purchase of a vehicle from the bank
السؤال
An Islamic bank is facing an interesting situation. A customer previously requested financing for the purchase of a vehicle from the bank. The bank had purchased the vehicle from a dealer and sold it to the customer by way of Murabahah with payment to be made by the customer on a deferred installment basis. After six months and while the vehicle was still under warranty, the customer claimed that he had discovered a technical fault in the vehicle, which the dealer could not repair due to non-availability of a critical part with the dealer or manufacturer. At the customer’s request, the bank took up the matter with the dealer who agreed to take back the vehicle and to return the purchase price paid by the bank in full. As the vehicle was sold by the bank to the customer under a Murabahah contract with the sale price being paid on a deferred basis in installments, the Shariah board of the bank has been requested to provide guidance on the following : How to unwind the subject Murabahah transaction, as the vehicle cannot be repaired; The treatment to bank’s profit component with respect to the extent of the sale price paid by the customer during six-month period.
جواب الفتوى
أنقر هنالمشاهدة هذا المحتوى
الناشر
تاريخ النشر
2013-12-11
دولة النشر
ماليزيا
التخصصات الرئيسية
العلوم الاقتصادية والمالية وإدارة الأعمال
الدراسات الإسلامية
نوع البيانات
فتاوى
لغة النص
الإنجليزية
رقم السجل
BIM-783596
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Hassan, Husayn Hamid. 2013-12-11. An Islamic bank is facing an interesting situation. A customer previously requested financing for the purchase of a vehicle from the bank. . Kuala Lumpur Malaysia : Islamic Finance News.
https://search.emarefa.net/detail/BIM-783596
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Hassan, Husayn Hamid. An Islamic bank is facing an interesting situation. A customer previously requested financing for the purchase of a vehicle from the bank. Kuala Lumpur Malaysia : Islamic Finance News. 2013-12-11.
https://search.emarefa.net/detail/BIM-783596
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Hassan, Husayn Hamid. 2013-12-11. An Islamic bank is facing an interesting situation. A customer previously requested financing for the purchase of a vehicle from the bank. Kuala Lumpur Malaysia : Islamic Finance News.
https://search.emarefa.net/detail/BIM-783596
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر