Mortgage consultancy and sale : advising on conventional mortgage

السؤال

AssalamuAlaikum Br. Monzer may Allah reward you for all your efforts and advices to the Ummah. I am in a dilemma and urgently need to ask you some advice and would be grateful if you could answer me. I am originally from Mauritius. I am a law graduate and I also have a diploma in Islamic law. I am interested in pursuing a career in Islamic finance with the aim of offering the Muslim community in Mauritius some Halal financial alternatives. Am currently based in the UK and have also recently completed an Islamic finance qualification. I am also doing a qualification in mortgage advise and practice, regulated by the financial services authority. I am desperately looking for a credible Islamic banking / finance institution in the UK to get some training in Islamic mortgages and finance. I have sent various request and applications but unfortunately none of them had the decency to even send an acknowledgment. At the moment I have been offered a place by HSBC to work as a trainee mortgage advisor with the possibility of shifting to the Amanah department in the near future. My aim is not to work in a Ribai environment but unfortunately, the situation is such that I have to rely on non-Islamic institutions for training purposes. I wanted to know the following : 1) Is it permissible for me to take the job if my sincere intention is just to get the training and also get to progress to the Amanah department where I will be trained in Islamic finance. 2) I have also been offered a place to work as a trainee mortgage broker / advisor. However, I have been asked to do conventional mortgage as well as Islamic mortgages. I cannot find any broker who deal exclusively in Islamic mortgages. My intention is of course to encourage Muslim to have halal mortgage, but will I be able to offer nonconventional mortgage to non-Muslims and Muslims who insist on such products ?? 3) If I ever take any of the job will the money be Halal for me and my family ?? I thank you in advance and would be very grateful if I can get an urgent reply from you Fezal

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

تاريخ النشر

2007-05-17

التخصصات الرئيسية

العلوم الاقتصادية والمالية وإدارة الأعمال
الدراسات الإسلامية

عدد الصفحات

2

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-785369

• APA
• MLA
• AMA