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Taking mortgages to buy a residence in western countries : getting a conventional mortgage for a short period of time
السؤال
Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh, Bismi Allahi Arrahmani Arrahim. Dear Scholars can you please clarify and if possible give me a definite answer to my Question which is in regards to Mortgages. I live in the UK I have just married, the house we live in is a 1 bedroom house and we pay £ 600 rent a month. I have approached Islamic banks for Mortgage (Amamnah finance), as I do have about 15 % of the value of the house. even then they said I wont be able to afford it based on my salary, and it is true I will not be able to afford it at this time. I approached conventional Banks for conventional mortgages and they offered us a good mortgage with repayments that we can actually afford and it will give us the chance to buy a bigger house than the one we live in. in regards to Darurah of the matter, My wife is finishing her studies at University and she cannot actually do her work properly because of the lack of space, we are happily married but the space issue gets to us and sometimes gets in the way of our marriage. I have asked about this and I was told that I do not have a Darurah in this case because I have a roof to live under. My question is as follow, My intention is to get a conventional mortgage for a short period of time to get the space and get a house which we can actually call home, Inchallah and with Allah's help improving our financial situation we will move to an Islamic mortgage when we can afford it, I am working towards getting a better higher paid job ? Second is my situation a Darurah or is it not ? Jazakum Allahu Khairan for your constant help
جواب الفتوى
أنقر هنالمشاهدة هذا المحتوى
تاريخ النشر
2006-03-09
التخصصات الرئيسية
العلوم الاقتصادية والمالية وإدارة الأعمال
الدراسات الإسلامية
عدد الصفحات
2
نوع البيانات
فتاوى
لغة النص
الإنجليزية
رقم السجل
BIM-788924
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Qahf, Mundhir. 2006-03-09. Taking mortgages to buy a residence in western countries : getting a conventional mortgage for a short period of time. .
https://search.emarefa.net/detail/BIM-788924
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Qahf, Mundhir. Taking mortgages to buy a residence in western countries : getting a conventional mortgage for a short period of time. 2006-03-09.
https://search.emarefa.net/detail/BIM-788924
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Qahf, Mundhir. 2006-03-09. Taking mortgages to buy a residence in western countries : getting a conventional mortgage for a short period of time.
https://search.emarefa.net/detail/BIM-788924
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
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تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر
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