Taking mortgages to buy a residence in western countries : using state allowance for housing purposes

السؤال

Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh, May Allah accept your help. My wife is Muslim almost five years, around the time she entered Islam, her father (non-Muslim) created a building saving account for her in a Bank and during this period, he was the one sending a fixed amount to her account. The building savings is a government-subsidized product (donation) designed to support housing needs. So there is a State allowance plus a 2 % interest from the bank itself. The Interest from the bank we believe it is Harram and we will get rid of it InShaAllah. The question is about the state allowance, what is its status in Islam ? Today, alhamdulillah we are not in an urgent need to buy a house, we are planning to move to another country next year InShaAllah, could we use this money for housing purposes then ? An other issue with her father), from her birth he is having for her a life insurance so if anything happens to her, her parents will receive some amount of money. As I got to know, interest is associated with it, what do you recommend in this case ? I believe that her father has been having good intentions when he created such contracts. However, my wife wants to be in the safe side. We are planning to go to Hajj InShaAllah this year, please make Duaa for us ! Thank you ! Wassalam Visitor notes : my wife is Czech and we are living in Czech republic. Jazakum Allahu Khairan for your constant help

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

تاريخ النشر

2006-11-30

التخصصات الرئيسية

العلوم الاقتصادية والمالية وإدارة الأعمال
الدراسات الإسلامية

عدد الصفحات

2

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-790161

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