تقييم واقع الائتمان النقدي باستخدام مؤشري السيولة و الربحية : دراسة تحليلية في عينة من المصارف الأهلية المسجلة في سوق العراق للأوراق المالية للفترة (2005-2011)‎

الملخص EN

Cash credit is one of the most important activities of the commercial banks in Iraq , Particularly it contribute to the achievement of economic development , and that because of its significant impact on the functioning of the local economy in general , and the banking environment in particular.

In this sense , the state is keen represented by the central bank to provide the appropriate mode of commercial banks in order to formulate their policies according to credit the primary purpose of the process of granting credit.

The research aims to give clear vision about the concepts of credit and monetary liquidity indicators and profitability , and to determine the nature and effect relationship between the analysis of monetary and credit indicators of liquidity and profibility of the sample banks.

An reached the search to not draw attention adequate credit analysis of monetary and non-balance between liquidity and profitability of the banks surveyed , and recommends research to give special importance to the analysis of credit cash because lies banks served in which revenues are different and follow the politicians moderate special balance between liquidity and profitability