Factors influencing customers’ acceptance towards diminishing partnership home financing : a study of Pakistan
المؤلفون المشاركون
Shaikh, Umran Mayhub
Nur al-Din, Kamaruzaman
al-Sharif, Ahmad
المصدر
العدد
المجلد 26، العدد 1 (31 يوليو/تموز 2018)، ص ص. 63-86، 24ص.
الناشر
البنك الإسلامي للتنمية المعهد الإسلامي للبحوث و التدريب
تاريخ النشر
2018-07-31
دولة النشر
السعودية
عدد الصفحات
24
التخصصات الرئيسية
الملخص EN
The purpose of this study is to identify the determinants that influence customers’ intention towards the use of diminishing partnership home financing offered in Pakistan using the theory of planned behaviour.
Total of 306 respondents who are the staff of 3 Universities and are potential users of Diminishing Partnership (DP) home financing were selected for analysis from two cities of the Sindh province, including, capital city Karachi and Hyderabad located in South of Pakistan.
The findings suggest that customers’ attitude, social influence their awareness level and above all self-efficacy are instrumental to their intention to use DP home financing.
For the current study, customers had a positive attitude towards Islamic mortgage and it reflects that customers of Islamic banks are optimistic about the products available to them in Pakistan.
The first limitation of this research work is that it is confined to only two cities, which are Karachi and Hyderabad respectively.
Secondly, this work is is that it is confined to only two cities, which are Karachi and Hyderabad respectively.
Secondly, this work is limited empirically in terms of identifying the factors that might help to fully understand the customers’ intention.
This work adds awareness construct and substitute perceived behavioural control.
To the best of authors’ knowledge, perceived behavioural control was not substituted with self-efficacy using TPB model in the Islamic mortgage context.
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Shaikh, Umran Mayhub& Nur al-Din, Kamaruzaman& al-Sharif, Ahmad. 2018. Factors influencing customers’ acceptance towards diminishing partnership home financing : a study of Pakistan. Islamic Economic Studies،Vol. 26, no. 1, pp.63-86.
https://search.emarefa.net/detail/BIM-832790
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Shaikh, Umran Mayhub…[et al.]. Factors influencing customers’ acceptance towards diminishing partnership home financing : a study of Pakistan. Islamic Economic Studies Vol. 26, no. 1 (Jul. 2018), pp.63-86.
https://search.emarefa.net/detail/BIM-832790
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Shaikh, Umran Mayhub& Nur al-Din, Kamaruzaman& al-Sharif, Ahmad. Factors influencing customers’ acceptance towards diminishing partnership home financing : a study of Pakistan. Islamic Economic Studies. 2018. Vol. 26, no. 1, pp.63-86.
https://search.emarefa.net/detail/BIM-832790
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes bibliographical references : p. 82-86
رقم السجل
BIM-832790
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر