العوامل المؤثرة على الائتمان المصرفي الممنوح من قبل البنوك التجارية الجزائرية : دراسة قياسية للفترة (1989-2009)‎

الملخص EN

The study aimed to test the effect of deposits, real interest rate, population and economic reforms on the Banking credit given by commercial banks of Algeria represented by the size of credit facilities.

The study used annual data for the period from 1989 to 2009.

Where the Multiregression model was estimated using a method of Ordinary Least Squares OLS.

The results of analysis showed that there is a positive relationship with a statistically significant between the credit facilities and the deposits and the variable of economic reforms, while the real interest rate and population size have been linked by significant negative relationship.