تقدير كفاءة الأنظمة الاحترازية الجزائرية في التنبؤ بالأزمات المصرفية باستخدام نموذج logit و نموذج الاشارة

الملخص EN

Early warning systems for predicting banking crises have developed considerably in recent years mainly due to the spread of the phenomenon of financial globalization, the world witnessed an increase in financial crises and was affected some countries have crises in other countries، and most economic studies have indicated that crises banking was a common element in most financial crises and was the risk of credit in addition to mismanagement of the main reasons for the failure of banks and the occurrence of crises, where it became different the countries of the world are keen to put in place effective banking control systems to stabilize the financial system and ensure the efficiency of the banking system and adapt to global developments،Algerian banks have also known bank crises، notably the crisis of the bank of Khalipha and the commercial industrial bank, which left behind losses on the level of financial and banking system،from this point of view، our study aims at trying to identify the precautionary measures in force Algerian commercial banks، their effects in avoiding banking crises، and the comparison of these prudential systems with the regulations in force globally.