وظيفة رقابة الامتثال في البنوك : الحاجة إلى تعزيز ممارستها في البنوك الجزائرية : دراسة حالة البنك الوطني الجزائري

الملخص EN

The environment in which banks operate requires familiarity with a growing number of techniques and regulations, in the shade of fierce competition among financial institutions, the overall outcome of this context has been an increase and diversification of the risks incurred by institutions.

as a consequence, banks are required to exercise a very high degree of vigilance, so as to ensure that their operations comply with the relevant rules and standards.

this paper focuses on compliance risk: it describes the definition of this risk, described main principles on the subject of compliance from best practice (basel committee repository), and the regulatory framework in place dealing with this risk in Algeria (it then looks to existing practices in national bank of Algeria).

finally, in the light of these practices are identifying some recommendations how systems for controlling this type of risk might be improved.