جودة الخدمات المصرفية و أثرها في الصورة الذهنية لدى العملاء : دراسة ميدانية في البنوك الإسلامية في الجمهورية اليمنية

الملخص EN

This study aimed at investigating the impact of banking services quality on the mental image of customers at the Islamic banks in Yemen and measuring its levels.

The population of the study was the Islamic banks’ customers in the Republic of Yemen.

The descriptive analytical method was used and a questionnaire was employed as an instrument for data collection.

A number of 380 questionnaires were distributed to the sample of the study.

The data were analyzed using SPSS.

The findings of the study revealed that the level of banking services quality in the Islamic banks was generally high and the level of its dimensions i.e.

tangibility, communication and credibility was also high, while the level of the other dimensions i.e.

response, empathy and reliability was average.

The study also found that the level of customers’ mental image of the Islamic banks was generally average, and the level of cognitive dimension was high, while the level of the emotional and behavioral dimensions was average.

The study concludes that the Islamic banks should promote and improve the quality of banking services in all their various dimensions through a specific plan and mechanism to improve the mental image of bank customers