الشخصية الاعتبارية لحساب حملة الوثائق في التأمين الإسلامي : دراسة تحليلية تطبيقية

الملخص EN

This study dealt with the moral personality of the account of policyholders of the Islamic insurance in terms of how they were established and the reasons for their existence, and to determine the characteristics of the Moral personality and its characteristics in the account of the policyholders, the extent to which they achieved reality, and the extent to which Islamic jurisprudence accepted these characteristics and characteristicss, selected models of Islamic insurance companies.

The study concluded to determine the constituents of the moral personality of the account holders in terms of the objective and formal elements and independence, and eligibility.

While the characteristics of the moral personality are represented by the following: the right to litigation, nationality and domicile, a deputy representative, and a name.

The research showed the availability of two elements of moral personality in part, and the unavailability of some characteristics of moral personality and its components in the accounts of the account of Policyholders in full.

The research recommends completing the construction of this character in accordance with an appropriate Moral formula, preparing a model for the documentation system for the document holders, and finding an appropriate format for representing the document holders