المسؤولية الجزائية للبنوك عن جريمة تبييض الأموال

الملخص EN

The novelty of the Algerian banking system, lacked mechanisms to ensure that it cope with economic trends in light of the great openness of the market economy, and the increase of financial globalization, its characteristic the integration and interdependence of international financial markets.

Given the development of organized crime، including money laundering، banks have become an effective tool used by criminals to legitimize the proceeds of their crimes, so the Algerian legislator has tried to find solutions to deal with the crime of Money laundering mechanisms, such as the placement of bonds to banks to investigate suspicious transactions and change the notification of the compromise, in addition to reducing obstacles to bank secrecy, but it should be noted that the abundance of texts are not enough to deal with the phenomenon of money laundering, but must be parallel to the development of the mechanisms of the Algerian banking system.

The purpose of this study is to clarify the provisions of this responsibility and the extent to which it acts on the bank side as a moral person، as well as the legislative and judicial developments regarding this responsibility for this organized crime in our legal and judicial system.