أثر الخدمات المصرفية الإلكترونية في تعزيز الشمول المالي لخدمة التنمية الريفية

الملخص EN

We discussed in this research the mechanisms harnessed by national bodies represented by the monetary authorities (Bank of Algeria) that have the authority of banking supervision, and international bodies (the International Fund for Agricultural Development) in order to generalize and bring access to financial services to consumers of financial services using electronic banking tools and innovations, especially in the regions Isolated and distant from the banking and postal agencies in remote areas, and the extent of its success in its goals by introducing the funds traded in the parallel market to the official market through modern devices, including the ATM and mobile phone and its impact on the financial isolation p For consumers of banking services and the expansion of the circle of financial inclusion and in return reduce financial exclusion.