Determinants of the decision to adopt Islamic finance : evidence from Oman
المؤلفون المشاركون
al-Balushi, Yasamin
Locke, Stuart
Bulnawwar, Zakariyya
المصدر
ISRA International Journal of Islamic Finance
العدد
المجلد 11، العدد 1 (30 يونيو/حزيران 2019)، ص ص. 6-26، 21ص.
الناشر
الأكاديمية العالمية للبحوث الشرعية
تاريخ النشر
2019-06-30
دولة النشر
ماليزيا
عدد الصفحات
21
التخصصات الرئيسية
العلوم المالية و المحاسبية
الدراسات الإسلامية
الموضوعات
الملخص EN
Purpose Small and medium enterprises’ (SMEs) capital structure and financial policies are important areas of policy concern.
Only a limited number of studies on capital structure have, however, been conducted on SMEs, and this deficiency is particularly evident when investigating what influences funding decisions around Islamic finance.
This paper accordingly aims to investigate whether Omani SME owner-managers’ intention to adopt Islamic finance is influenced by their knowledge of Islamic finance, their own characteristics and/or their firms’ characteristics.
Design/methodology/approach The authors administered a questionnaire survey via face-to-face interviews to 385 SME owner-managers operating in Muscat, Oman’s capital city.
The Kruskal–Wallis one-way analysis of variance (ANOVA) non-parametric test was used to analyse the questionnaire survey data.
Findings The findings indicate that while SME owner-managers’ Islamic financial knowledge and personal characteristics do influence their intention to adopt Islamic finance, their firms’ characteristics have no significant influence on SME owner-managers’ decisions to accede to Islamic financing.
Research limitations/implications The research’s first limitation is that it gathered data from SME owner-managers in Muscat only.
Future studies could survey a wider sample of Omani SME owner-managers.
Second, the study’s findings cannot be generalised to large and public firms, as the sample includes owner-managers of SMEs only.
Finally, there is a need to investigate other factors such as nonfinancial and behavioural factors, which were not explored in the present study, but which may influence SME owner-managers’ Islamic financial decisions.
Originality/value Theoretical and empirical studies on capital structure have focused primarily on large listed firms.
Only a few studies have paid attention to the capital structure of SMEs, particularly in the context of an emerging market such as Oman.
This gap in the literature is mostly evident when investigating the factors that influence the funding decision towards Islamic financing in a country, such as Oman, where Islamic finance represents a new banking sector offering.
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
al-Balushi, Yasamin& Locke, Stuart& Bulnawwar, Zakariyya. 2019. Determinants of the decision to adopt Islamic finance : evidence from Oman. ISRA International Journal of Islamic Finance،Vol. 11, no. 1, pp.6-26.
https://search.emarefa.net/detail/BIM-965078
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
al-Balushi, Yasamin…[et al.]. Determinants of the decision to adopt Islamic finance : evidence from Oman. ISRA International Journal of Islamic Finance Vol. 11, no. 1 (2019), pp.6-26.
https://search.emarefa.net/detail/BIM-965078
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
al-Balushi, Yasamin& Locke, Stuart& Bulnawwar, Zakariyya. Determinants of the decision to adopt Islamic finance : evidence from Oman. ISRA International Journal of Islamic Finance. 2019. Vol. 11, no. 1, pp.6-26.
https://search.emarefa.net/detail/BIM-965078
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes bibliographical references : p. 21-26
رقم السجل
BIM-965078
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر