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Corporate demand for general takaful Malaysia
المؤلفون المشاركون
Mukhtar, Hamim Syahrum Ahmad
Abd al-Aziz, Izwayu
Hilal, Nuraziyah Md.
المصدر
ISRA International Journal of Islamic Finance
العدد
المجلد 9، العدد 2 (31 ديسمبر/كانون الأول 2017)، ص ص. 164-184، 21ص.
الناشر
الأكاديمية العالمية للبحوث الشرعية
تاريخ النشر
2017-12-31
دولة النشر
ماليزيا
عدد الصفحات
21
التخصصات الرئيسية
الملخص EN
Purpose – This study on corporate demand for general tak aful (Islamic insurance) aims to identify potential growth areas and areas for improvement in tak aful business practices in Malaysia.
Design/methodology/approach – A survey on corporates’ protection needs, takaful/insurance coverage obtained and awareness on takaful/insurance was conducted for this paper.
Findings – The findings from the survey are as follows: There is potential for takaful operators to further penetrate the corporate sector, as the majority of respondents indicated willingness to spend on takaful/ insurance.
Emphasis on tak aful value propositions apart from its Sharīʿah compliance status is needed to attract corporates, as respondents were found to be indifferent on Sharīʿah compliance status of their protection.
Strong market presence, expanded product offerings and efficient services were key determinants to attract takaful subscription.
Respondents’ heavy reliance on intermediaries warrants strong collaboration with intermediaries to widen market outreach.
The small and medium enterprises segment appeared promising, as it is found to be underserved despite having higher propensity to obtain takaful/insurance coverage compared to the overall respondents.
Research limitations/implications – This study is limited to Malaysia’s experience.
The findings are indicative (though they may not be conclusive) of the target segment as well as the tak aful industry as a whole.
Originality/value – The insights on respondents’ considerations when obtaining tak aful/insurance coverage and the correlation of these factors with respondents’ characteristics can assist tak aful/insurance providers in structuring products and business strategies to better serve this market segment.
The paper may also aid discussions among researchers and regulators on areas for further development of the industry
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Mukhtar, Hamim Syahrum Ahmad& Hilal, Nuraziyah Md.& Abd al-Aziz, Izwayu. 2017. Corporate demand for general takaful Malaysia. ISRA International Journal of Islamic Finance،Vol. 9, no. 2, pp.164-184.
https://search.emarefa.net/detail/BIM-965114
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Mukhtar, Hamim Syahrum Ahmad…[et al.]. Corporate demand for general takaful Malaysia. ISRA International Journal of Islamic Finance Vol. 9, no. 2 (2017), pp.164-184.
https://search.emarefa.net/detail/BIM-965114
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Mukhtar, Hamim Syahrum Ahmad& Hilal, Nuraziyah Md.& Abd al-Aziz, Izwayu. Corporate demand for general takaful Malaysia. ISRA International Journal of Islamic Finance. 2017. Vol. 9, no. 2, pp.164-184.
https://search.emarefa.net/detail/BIM-965114
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
رقم السجل
BIM-965114
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
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