Interest-free microfinance in India : a case study of Bait-un-Nasr urban cooperative credit society
المؤلفون المشاركون
Muhammad, Wasi Allah Shaykh
Wahid, Khalid
المصدر
ISRA International Journal of Islamic Finance
العدد
المجلد 11، العدد 2 (31 ديسمبر/كانون الأول 2019)، ص ص. 322-337، 16ص.
الناشر
الأكاديمية العالمية للبحوث الشرعية
تاريخ النشر
2019-12-31
دولة النشر
ماليزيا
عدد الصفحات
16
التخصصات الرئيسية
الملخص EN
Purpose – The purpose of this paper is to understand interest-free microfinance practices in India, identify issues and recommend possible solutions.
Design/methodology/approach – To achieve the proposed objectives, Bait-un-Nasr (BuN) Urban Cooperative Credit Society, located in Mumbai, India, is considered for the case study.
The study is based on both primary and secondary data.
The primary data are collected through questionnaires and secondary data from various sources.
Performance of the institution is assessed in terms of growth and sustainability indicators.
Findings – It is found that BuN has been successful in providing interest-free microfinance services in India.
A few operational issues have been highlighted and possible solutions are recommended.
Moreover, it is found that in comparison to the microfinance industry standards, the performance of BuN has been lower.
Research limitations/implications – BuN is evaluated from only growth and sustainability aspects and not from the aspect of the socio-economic impacts of its services on the lives of customers.
Practical implications – This study would become a documented source of interest-free microfinance practices in India.
Moreover, the recommendations provided, if implemented, would help BuN in further growth and development.
Social implications – This study would help create awareness in the society about the practices of interest-free microfinance.
Originality/value – This paper highlights the interest-free microfinance practices in India that have not received the needed attention.
The paper also attempts to identify key issues pertaining to interest-free microfinance with possible solutions.
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Muhammad, Wasi Allah Shaykh& Wahid, Khalid. 2019. Interest-free microfinance in India : a case study of Bait-un-Nasr urban cooperative credit society. ISRA International Journal of Islamic Finance،Vol. 11, no. 2, pp.322-337.
https://search.emarefa.net/detail/BIM-965296
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Muhammad, Wasi Allah Shaykh& Wahid, Khalid. Interest-free microfinance in India : a case study of Bait-un-Nasr urban cooperative credit society. ISRA International Journal of Islamic Finance Vol. 11, no. 2 (2019), pp.322-337.
https://search.emarefa.net/detail/BIM-965296
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Muhammad, Wasi Allah Shaykh& Wahid, Khalid. Interest-free microfinance in India : a case study of Bait-un-Nasr urban cooperative credit society. ISRA International Journal of Islamic Finance. 2019. Vol. 11, no. 2, pp.322-337.
https://search.emarefa.net/detail/BIM-965296
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes bibliographical references : p. 335-337
رقم السجل
BIM-965296
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر