حوكمة إدارة المخاطر المصرفية و أثرها في تخفيض مشكلات التمويل المصرفي

الملخص EN

The study aimed to know the governance of banking risk management and its impact in reducing bank financing problems, such as (credit risk, market risk, operational risk, insufficient guarantee and failure of project management).

The researchers relied on a set of approaches: historical to present previous studies and review books and periodicals, descriptive to analyze the level of the impact of banking risk management governance in reducing bank financing problems, The study used the questionnaire to collect data from (risk management managers, investment managers, investment advisors, heads of marketing departments) in Sudanese banks, inductive analysis to test hypotheses, secondary sources: books, references, periodicals, and primary sources: the questionnaire, The study found that: Risk management governance does not contribute to reducing financing problems, which are represented in: (credit risk, market risk, operational risk, insufficient guarantee risk and project failure risk).

The study recommended the necessity of establishing a mechanism to governance these risks and applying good governance of financing policies.