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-
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)
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فتاوى
Investment in mutual funds : investment in mutual funds
Question: Respected Sir, Assalaam Alaikum,Is it permissible to invest in mutual funds or shares of an establishment that manages banks, gives housing loans(interest based),etc.? Thank you for your time and anticipated reply,.
فتاوى
Taking mortgages to buy a residence in western countries : house loans
Question: Asalam Aulikum,My brother in law stated you had told him he doesn't need to refinance his home ? I was planning to refinance the house with Devon Bank under the Murbaha contract.I recall 2 years ago you had insisted that ....
فتاوى
Investment of Awqaf funds in shares and stocks : investment of Awqaf funds in stocks
Question: AA, Awqaf SA would really appreciate some guidance on this issue :The general norm in the investment of Waqf funds is that the corpus ie the capital remains intact.Example : a person donates R 100000 as Waqf. The institution, say ....
فتاوى
Deposits in conventional and Islamic banks : taking a monthly fixed amount from the bank on deposit
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,First of all, I would like to define my situation and then go for the question. My name is Salman. I was born in Pakistan in 1980 but I lived in Saudi Arabia for 17 ....
فتاوى
Zakah on shares and stocks : Zakah on Shares
Question: Asalamu Alaykum Wa Rahmatullahi Wa BarakatuhMy query is regarding payment fo Zakahh in the following case: Is the promoters shareholding in a company deemed as part of Nisab? Suppose the promoter (s) of a company hold say 40 % shares ....
فتاوى
Investments of insurance companies : investments of insurance companies and market linked life insurance
Question: [Question One] :AsslamI got your email ID from your website, Sir I am from India working in a life insurance company as a Training Manager. I came cross your website thru google search. I have few queries on insurance investment ....
فتاوى
Disposing of interest money : how to get rid of interest money
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I have recently come to discover that interest money generated from bank deposits and savings are not lawful according to the Shari'ah (it is Riba). In my case, I have been earning that illicit money ....
فتاوى
Zakah of properties in trust : Zakah on Amanat
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,My father keep money for my borther study with me as his ""Ammanath"" for his study. I am paying his Collage Fees after every 6 months and I have to pay this for next 3 ....
فتاوى
Investment in bond and money market : investing money in bond
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Is it permissible to invest the money in bond ? Some retirement plans gradually invest the money in bond as the participant approaches the retirement age. Thank you. Jazakum Allahu Khairan for your constant help.
فتاوى
Zakah of al Fitr : how much is Zakah-Ul-Fitr this year
Question: Assalamulakum,I have heard that you a financial specialist. I live in Frederick, Maryland and would like to know the cost of Zakah-Ul-Fitr, because some people say that it is $ 10 some have other calculations so could you please clarify ....
فتاوى
Distributing Zakah to persons under debts : giving Zakah to someone to pay his debts to conventional banks
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Can I give a Zakah to someone in order for him to pay his debts to conventional banks. Namely, one of my relatives has borrowed money from conventional bank for business sake. However, as time ....
فتاوى
Is a last will necessary ? : inheritance and will
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,My question is regarding the inheritance of my father. My father is about to write his will and he would like to know how much money should go to each of his heirs. He has ....
فتاوى
Working in companies that may deal with some Haram : working for a non-Muslim IT firm
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I'm living in a non Muslim country and working for a non Muslim IT firm. Recently I got a job offer from a non Muslim IT company which is a subsidiary of a leasing company. ....
فتاوى
Distributing Zakah to persons under debts : forsaking debts as a Zakah payment
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I have two pious cousins (they are brothers) to whom I lent 2 lakh Indian rupees two years ago.Their intention was to repay the debt as soon as circumstances turned in their favour. Unfortunately today ....
فتاوى
Property, joint property, disposition, in relation to inheritance
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I am married with three beautiful daughters. I am the youngest of 4 children and the only son.My mother died in 1999 and my father mashallah is still with us at age 75. My questions ....
فتاوى
General questions on Zakah : when Zakah is imposed as a pillar of Islam ?
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Recently a book in local language stated that Zakah is imposed by the then Islamic Government.We know it as a pillar of Islam and ordained by Allah. Is there any basis about the book's statement ....
فتاوى
Taking mortgages to buy a residence in western countries : Islam and insurance Zakah and mortgage
Question: As-Salaam-Aleikum,My name is Shabbir and I leave in Canada.I would be very grateful if you could please advise me whether insurances such as life and medical are allowed in Islam.Secondly, on the issue of Zakaat, if say in 2005 my ....
فتاوى
Deductions from Zakatable total : insurance, deduction of debts from Zakatable items and mortgage
Question: As-Salaam-Aleikum,My name is Shabbir and I live in Canada.I would be very grateful if you could please advise me whether insurances such as life and medical are allowed in Islam.Secondly, on the issue of Zakah, if say in 2005 my ....
فتاوى
Life insurance and insurance in general : Islam and insurance
Question: As-Salaam-Aleikum,My name is Shabbir and I leave in Mississauga, Canada.I would be very grateful if you could please advise me whether insurances such as life and Medical are allowed in Islam.Secondly, on the issue of Zakaat, if say in 2005 ....
فتاوى
Working in companies that may deal with some Haram : designing programs for gambling
Question: [Question One] :As-Salamu`Alaykum Wa Rahmatu Allah Wa BarakatuhI have received the following question from a brother in Reno. He asks about his job whether it is lawful or not.. Pls. help and give him counseling because he is one of ....
فتاوى
Zakah on pension plans and provident funds : Zakah on 401 K
Question: As Salamu Alaikum I hope your Ramadan is going well, and that this email reaches you in good spirit. I have a question about the Zakah Calculation Form, which has recently come to me by one of our members. The ....
فتاوى
converting a personal debt into a Shari`ah complaint loan
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Mubarak Ramadan. I am a convert to Islam and I have found Islamic loans to mortgage a house or to buy a car, but I am wondering if there is an Islamic consolidation loan for ....
فتاوى
Bank accounts with prizes : placing money in a savings account to have a chance of taking a prize
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I have been approached by a number of Muslims concerning the following issue. We have a bank in South Africa offering the following Savings Policy : A client can place money in a savings account ....
فتاوى
Prizes for competitions : Placing money in a savings account to have a chance of taking a prize
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I have been approached by a number of Muslims concerning the following issue. We have a bank in South Africa offering the following savings policy : a client can place money in a savings account ....
فتاوى
Zakah on properties purchased for sale : Zakah on land purchased for sale
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,A friend of mine bought a piece of land one year ago. The price was 300,000 rupees. His plan was to sell it. Now he still owns the land and the market value has gone ....
فتاوى
Works and transactions in real estates : working is real estates
Question: [Question One] :Wa Alaykum Assalam Warahmatullahi Wa BarakatuhI just noticed that you replied again after we met at your house early this year. I wanted to review your answers.So Assignment of contract and double closings are both permissible ? when ....
فتاوى
Zakah on pension plans and provident funds : must I pay Zakah for provident fund ?
Question: Br. Samy at Islam on line, please give details on the country of the questioner, if you have them, because they affect understanding the nature of provident fund, they differ from one country to another.QuestionAssalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I ....
فتاوى
Taking mortgages to buy a residence in western countries : Bought a house on interest in the USA, what to do about already paid interest ?
Question: alSalaam Alik With my sincere apologies, I meant to ask you on a financial matter. I bought my house in 1992 with a loan from a local bank. Although I paid it off quickly in five years I obviously paid ....
فتاوى
Student loans and other borrowing : student loan with a grace period to pay without interest
Question: [Question One] :Aslamu Alaikum Warehmatullahi Wabarakatu,May Allah (SWT) reward u with success n happiness in this world and Aakhirat InshaAllah.I hope I am not bothering you with my mail but plz I am in need of urgent advicce and I ....
فتاوى
Taking mortgages to buy a residence in western countries : buying a house through mortgage
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I live in Canada, I bought a house through a mortgage four years ago, in those four years the price of the houses in my area doubled, this year with the renewal of the mortgage, ....
فتاوى
Buying investment property on conventional mortgage : mortgages to buy investment property
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I am writing to you with regard to taking a mortgage to invest in a property to rent in the future I own a property and live in UAE, the property i own is in ....
فتاوى
The nature of Riba and rationale of prohibition : reason in of the prohibition of Riba
Question: [Question One] :Assalam-O-Alaikum respected brother,Please could you give me authentic reasoning for prohibition of Riba.[Question Two] :Thank you for your prompt reply. I didnt make my background clear with the first email. I am a final year student stuyding BSc ....
فتاوى
Car lease purchase : car leasing
Question: [Question One] :AssalamoulaykoumI’m a Muslim living in Morocco, I have a question about leasing how can we differ lease with normal credit or payment in installment as ultimately the total cost of the car for example will be the same ....
فتاوى
Working in companies that may deal with some Haram : working for relief organization
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I am working one of the Relief organization and I have some concern. Please give me the answers of my questions which are according to Quran and Sunnah.1. If organization collects some donations for emergency ....
فتاوى
Trading shares and stocks : buying and selling shares
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I want to know that if buying and selling of shares of the company is permitted. Suppose, I buy a share of Rs.10 / - and after three months the price is Rs.3000 / -.Is ....
فتاوى
Distribution of Zakah to relatives and to non-Muslims : Zakah to brothers
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I used to write to you in the past, asking for fatwas about certain issues, and always you gave me the proper Fatwa, Jazakom Allah Kul Khair. Today I have one question, and hope you ....
فتاوى
Distribution of Zakah-general : options for distributing Zakah
Question: Asalamu Alaykum Wa RahmatullahThere’s a lot of talk about giving Zakah in the US to masjids, Islamic schools, or Islamic organizations… Not for the purpose of distribution to the poor, but for the administration / activities / operation of the ....
فتاوى
General questions on Zakah : several questions regarding Zakah
Question: Assalaam Alaikum Wa Rahmatullahi Wa Barakaatahu,As usual I am asking you some questions again, but this time it is on behalf of my mother. She would like to know some things related to Zakah. Her sons have loans, but their ....
فتاوى
Calculation of Zakah : how to count Zakah Al-Mal
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,By the name of Allah I already gave Zakah Elmal for all my money last year, could you please tell me how to count it for this year and the years to follow.Jazakum Allahu Khairan for your constant help.
فتاوى
Internet network chain commission systems : working in internet pyramid-chain commission companies
Question: [Question One] :Assalamu Alaikom,I am involved in Quixtar business that I read your Fatwa about in 2003. I understand that many Muslims have questions and many, many Muslim are building it.In this business I do not buy nor sell non-Shari’ah ....
فتاوى
Who is subject to Zakah ? : are conventional banks subject to Zakah
Question: Assalamo AlaikumWhile reading Abu Saud s book, Contemporary Zakah, a question came to my mind which I am referring to you for guidance.the question is ; banks in Pakistan are using our deposited money for earning profits out of which ....
فتاوى
Gift of investment of family Takaful : can we do Hibah on an investment attached to an insurance policy
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,Is there any opinion that the money paid to a beneficiary under a death benefit of an insurance / Takaful policy does fall under the Faraid distribution on the view that the money does not ....
فتاوى
Taking mortgages to buy a residence in western countries : buying a house through non-Islamic mortgage
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I am a Muslim living in Europe. I need to buy a house through non Islamic mortgage but I may move from my city in every 2 years or so to anathor city. My question ....
فتاوى
Employer’s stock options : an employee stock option
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I have been searching a lot for the right place to ask my question. I hope you can help me. First of all, I would like to say that I converted to Islam recently and ....
فتاوى
Leverage options in currencies : leverage option on my foreign currency exchange account
Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I am intend to open an account with a foreign currency exchange broker (forex broker) to trade with foreign currency. Most of the brokers offer 100 leverage. 100 leverage means that every $ 1000 dollar ....
فتاوى
General questions on Zakah : copy right of “Zakah calculation”
Question: Asslamu Alaikum.Your Zakah calculation seems to me very good and I appriciate your writing.But my request that why do you give obligation to copy of that ? You see, lot of Muslims giving their lives for Islam and being a ....
فتاوى
Do some Islamic banks charge high cost ? : high cost of finance in Islamic banks and Zakah
Question: Dear Sir Assalam O AlaikumI am indeed thankful that you always take time to reply my emails. I have gone through your fatwas available on the website yet I have a question of similar nature. The question is old about ....
فتاوى
Who is subject to Zakah ? : help required related to interest and Zakah on children
Question: Assalam O AlaikumI am indeed thankful that you always take time to reply my emails. I have gone through your Fatwas available on the website yet I have a question of similar nature. The question is old about interest but ....
فتاوى
Sadaqah and gifts from shares in inheritance
Question: Assalaam Alaikum Wa Rahmatullahi Wa Barakaatahu.Thanks for your earlier reply. Please bear with my very lengthy letters, as no matter how much I may try, I just can't ask questions in brief. Besides giving you as many details as possible, ....
فتاوى
Transactions of Islamic banks : auto financing through Murabahah
Question: I want to buy a car and I don’t have the money to finance it. I want to get a loan through Dubai Islamic Bank. Can you advice me whether the method they are following is of Shari’ah compliant.i.e. I ....
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