محددات أداء البنوك الخاصة في ظل تحرير القطاع المالي الجزائري
Other Title(s)
Determinants of the performance of private banks in light of the liberalization of the Algerian financial sector
Joint Authors
مدياني، محمد
طلحاوي، فاطمة الزهراء
Source
Issue
Vol. 6, Issue 1 (30 Apr. 2020), pp.8-22, 15 p.
Publisher
Ali Kafi University Center the Institute of Economic Business and Management Sciences
Publication Date
2020-04-30
Country of Publication
Algeria
No. of Pages
15
Main Subjects
Financial and Accounting Sciences
Topics
Abstract EN
The study attempts to identify the factors that affect the performance of private banks in Algeria within the framework of the financial liberalization policies as a background toward the market economy.
The topic raised looks for the extent to which the private banks respond to the economic changes and exploit them to maximize profits and enhance competitiveness both locally and externally.
The paper introduces the issue of the factors influencing the performance of private banks under the liberalization of the Algerian financial sector.
To meet the challenge, the paper adopts ARDL model based on ROE indicator to measure the performance of private banks during 2000-2016.
The study results reveal the low level of the financial performance of private banks because of their dependence on deposits in their capital construction and keeping the traditional roles of banks in a way that contradicts with the conditions of the financial liberation.
This situation is also emphasized by the control of the public banks estimated by over 90% of the Algerian financial sector assets.
The elements of internal financial liberalization have had a positive moral effect: Private sector credit, financial sector credit, financial employment index and rediscount rate, while external financial liberalization variables have had a negative impact on the return on property rights of private banks.
American Psychological Association (APA)
مدياني، محمد وطلحاوي، فاطمة الزهراء. 2020. محددات أداء البنوك الخاصة في ظل تحرير القطاع المالي الجزائري. مجاميع المعرفة،مج. 6، ع. 1، ص ص. 8-22.
https://search.emarefa.net/detail/BIM-1022077
Modern Language Association (MLA)
مدياني، محمد وطلحاوي، فاطمة الزهراء. محددات أداء البنوك الخاصة في ظل تحرير القطاع المالي الجزائري. مجاميع المعرفة مج. 6، ع. 1 (نيسان 2020)، ص ص. 8-22.
https://search.emarefa.net/detail/BIM-1022077
American Medical Association (AMA)
مدياني، محمد وطلحاوي، فاطمة الزهراء. محددات أداء البنوك الخاصة في ظل تحرير القطاع المالي الجزائري. مجاميع المعرفة. 2020. مج. 6، ع. 1، ص ص. 8-22.
https://search.emarefa.net/detail/BIM-1022077
Data Type
Journal Articles
Language
Arabic
Notes
يتضمن ملاحق : ص. 20-21
Record ID
BIM-1022077