دور بنك الجزائر في تطوير نظام مركزي للاستعلام الائتماني

Abstract EN

This research paper aims to identify the importance of credit information systems in strengthening the infrastructure of the banking sector.

The research emphasizes the role of the Bank of Algeria in the development of a central credit information system.

The study concluded that credit information systems consist of databases provide credit reports on borrowers that serve all participants in the system, central banks have to intensify and develop their efforts in accordance with international best practices.

The study revealed that the Bank of Algeria has organized and developed a central credit information system via the creation of a legislative environment that included supervising centralized enterprise risk and centralized families risk, as well as working to expand the scope of information and collecting available data.

However, the coverage of credit information is still insufficient.