المصارف الإسلامية كآلية لتحقيق التنمية الاقتصادية : تجربة بنك البركة الجزائري أنموذجا

Abstract EN

Since its emergence, Islamic banks have been closely linked to economic development, and have played an important role in their realization, this link has deepened recently following the awareness of the Islamic nation, the measure in which it must improve the standard of living of its inhabitants, and thus achieving a harmonious and balanced economic development of their countries on the basis of Islamic principles and ideas, it was therefore necessary that the Islamic Bank, in accordance with its distinctive character, adheres to the objectives of the Islamic economic system, and to implement and promote this fundamental commitment to investment projects, and without these projects, either through participation or promotion, the objectives of the Islamic economic system will at best become dreams or good intentions, and then the nodal nature of the Islamic Bank also forces it to address the community development, which is therefore a development bank, and for this the development profile of the Islamic bank is more than a financial intermediary, as a result the traditional commercial bank is a financial intermediary and financial intermediaries are important in economic development because they raise funds from investors and direct them to investors, but Islamic banking is not only so, because its developmental character means a direct response to development problems.