Security Enhanced EMV-Based Mobile Payment Protocol
Author
Source
Issue
Vol. 2014, Issue 2014 (31 Dec. 2014), pp.1-19, 19 p.
Publisher
Hindawi Publishing Corporation
Publication Date
2014-09-15
Country of Publication
Egypt
No. of Pages
19
Main Subjects
Medicine
Information Technology and Computer Science
Abstract EN
Near field communication has enabled customers to put their credit cards into a smartphone and use the phone for credit card transaction.
But EMV contactless payment allows unauthorized readers to access credit cards.
Besides, in offline transaction, a merchant’s reader cannot verify whether a card has been revoked.
Therefore, we propose an EMV-compatible payment protocol to mitigate the transaction risk.
And our modifications to the EMV standard are transparent to merchants and users.
We also encrypt the communications between a card and a reader to prevent eavesdropping on sensitive data.
The protocol is able to resist impersonation attacks and to avoid the security threats in EMV.
In offline transactions, our scheme requires a user to apply for a temporary offline certificate in advance.
With the certificate, banks no longer need to lower customer’s credits for risk control, and users can have online-equivalent credits in offline transactions.
American Psychological Association (APA)
Yang, Ming Hour. 2014. Security Enhanced EMV-Based Mobile Payment Protocol. The Scientific World Journal،Vol. 2014, no. 2014, pp.1-19.
https://search.emarefa.net/detail/BIM-1051401
Modern Language Association (MLA)
Yang, Ming Hour. Security Enhanced EMV-Based Mobile Payment Protocol. The Scientific World Journal No. 2014 (2014), pp.1-19.
https://search.emarefa.net/detail/BIM-1051401
American Medical Association (AMA)
Yang, Ming Hour. Security Enhanced EMV-Based Mobile Payment Protocol. The Scientific World Journal. 2014. Vol. 2014, no. 2014, pp.1-19.
https://search.emarefa.net/detail/BIM-1051401
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references
Record ID
BIM-1051401