إعفاء البنوك من المساءلة جراء الإخطار بالشبهة : ضرورة للتوفيق بين السرية المصرفية و جهود مكافحة تبييض الأموال

Abstract EN

The Algerian legislator, by obliging the banks to send the report suspicion, tried to give the latter a more positive role in the fight against money laundering, having considered the principle of banking secrecy as a central obligation, in order to protect the interests of customers, and a essential element to maintain trust between customers and banks.

This obliges banks to exercise caution in order, to avoid using the financial system for money laundering, by reporting suspicious banking transactions, which prompts the Algerian legislator to determine the legal immunity of banks, in exempting them from any liability that may arise from the suspicion report, if it is found to be invalid in good faith, by protecting the public interest through the declaration of suspicion.