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دور شهادات الإيداع الإسلامية في تحقيق النمو الاقتصادي تجارب دول مع الرجوع إلى العراق لعام 2018
Other Title(s)
The role of Islamic deposit certificates in achieving economic growth countries experiments with refer to Iraq for 2018
Joint Authors
مصطفى كامل رشيد
شليمون، نجلاء شمعون
Source
Issue
Vol. 2020, Issue 123 (31 Mar. 2020), pp.55-75, 21 p.
Publisher
al-Mustansiriyah University College of Management and Economic
Publication Date
2020-03-31
Country of Publication
Iraq
No. of Pages
21
Main Subjects
Business Administration
Economy and Commerce
Topics
- Economic development
- Financial transactions
- Activities
- Feasibility studies
- Iraq
- Central banks
- Islamic Banks
- Certificates of deposit
- Central Bank
Abstract EN
Islamic banks are characterized as multi-functional banks, so theyhave the role of commercial and specialized banks, and do not deal incredit and do not benefit.
They provide financing according to legitimateforms, such as speculation, participation, Murabaha and other means ofinvestment.
Certificates of deposit are considering products that motivatecustomers to save for long periods, while receiving a fair annual profitrate.
This type of Islamic products is one of the modern and importanttools in the field of financial transactions, and that not exist in Iraqpreviously.
This type of Islamic instruments (Sukuk) achieves greateconomic feasibility, as it contributes in mobilize the developmentprocess because it emanates from real activity, and focuses on the originof (plant, farm, Property, Trade.
.
.
etc.
).
Therefore, a serious attempt mustbe made to evaluate the developmental role of investment in Islamiccertificates of deposit (Murabaha) issued by the Central Bank of Iraq in2018 in light of its development role.
After discussing the concept andtypes of Islamic certificates of deposits and its development role ingeneral, the development role and the future vision the development roleis clarified (Islamic certificates of deposit) in Iraq in the applied side ofthis research.
The research hypothesis that investment in (Islamic depositcertificates), by Islamic banks in Iraq, leads to increased economicgrowth).
and the research reached the conclusion, that increasing theinvestment in Islamic certificates of deposit, and the amounts invested inthem lead to increase the expected profit of the bank, and thus highliquidity of the bank increasing the savings that result in increasinginvestment and directing it to the productive sectors.
Therefore, theresearchers recommend that Islamic banks should be interested inplanning and supporting the economic feasibility studies of the projectsexpected to be finance in order to support and promote economic growth
American Psychological Association (APA)
مصطفى كامل رشيد وشليمون، نجلاء شمعون. 2020. دور شهادات الإيداع الإسلامية في تحقيق النمو الاقتصادي تجارب دول مع الرجوع إلى العراق لعام 2018. مجلة الإدارة و الاقتصاد،مج. 2020، ع. 123، ص ص. 55-75.
https://search.emarefa.net/detail/BIM-1090862
Modern Language Association (MLA)
مصطفى كامل رشيد وشليمون، نجلاء شمعون. دور شهادات الإيداع الإسلامية في تحقيق النمو الاقتصادي تجارب دول مع الرجوع إلى العراق لعام 2018. مجلة الإدارة و الاقتصاد ع. 123 (آذار 2020)، ص ص. 55-75.
https://search.emarefa.net/detail/BIM-1090862
American Medical Association (AMA)
مصطفى كامل رشيد وشليمون، نجلاء شمعون. دور شهادات الإيداع الإسلامية في تحقيق النمو الاقتصادي تجارب دول مع الرجوع إلى العراق لعام 2018. مجلة الإدارة و الاقتصاد. 2020. مج. 2020، ع. 123، ص ص. 55-75.
https://search.emarefa.net/detail/BIM-1090862
Data Type
Journal Articles
Language
Arabic
Notes
-
Record ID
BIM-1090862