The impact of reinsurance on the insurance margin of Algerian ceding companies : an econometric study between 2009-2018

Abstract EN

The aim of this study is to measure the impact of reinsurance ceded premiums on the underwriting (technical) results or insurance margin of Algerian insurance companies between 2009 and 2018 through the use of panel data, based on analytical descriptive approach, by using the annual reports of the Algerian Finance Ministry on the insurance activity.

We concluded that there is a positive impact between the reinsurance ceded premiums and the insurance margin (technical results) of the Algerian ceding companies.

The more reinsurance ceded premiums, the more the insurance margin increases in Algerian insurance companies, and this result fit with economic theory.