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Evolution of the Efficiency of Nationwide Commercial Banks in China Based on an SBM-Undesirable Model and DEA Window Analysis
Joint Authors
Na, Sanggyun
Guo, Lei
Tan, Xianhua
Gui, Pengfei
Liu, Congchong
Source
Mathematical Problems in Engineering
Issue
Vol. 2020, Issue 2020 (31 Dec. 2020), pp.1-12, 12 p.
Publisher
Hindawi Publishing Corporation
Publication Date
2020-05-15
Country of Publication
Egypt
No. of Pages
12
Main Subjects
Abstract EN
In recent years, Chinese economic development has slowed down and competition in the financial industry has become increasingly fierce.
The purpose of this paper is to study the efficiency characteristics of China’s banking industry in the new environment and provide suggestions for banks to improve efficiency.
This paper uses a data envelopment analysis (DEA) SBM-undesirable model and window analysis to measure the technical efficiency of 13 nationwide commercial banks in China during the period from 2008 to 2017.
Furthermore, the convergence characteristics of bank technical efficiency are examined.
The empirical results show that state-owned banks were more efficient than joint stock banks before 2012.
After 2012, state-owned banks were less efficient than joint stock banks.
Finally, this paper explores the influential factors of technical efficiency.
Noninterest income ratio, net interest margin, growth rate of total investment in fixed assets, and consumer price index have a significant positive impact on bank efficiency.
The cost-to-income ratio has a significant negative impact on bank efficiency.
Further research using the threshold model shows that noninterest income ratio has a threshold effect on bank efficiency.
American Psychological Association (APA)
Guo, Lei& Na, Sanggyun& Tan, Xianhua& Gui, Pengfei& Liu, Congchong. 2020. Evolution of the Efficiency of Nationwide Commercial Banks in China Based on an SBM-Undesirable Model and DEA Window Analysis. Mathematical Problems in Engineering،Vol. 2020, no. 2020, pp.1-12.
https://search.emarefa.net/detail/BIM-1195325
Modern Language Association (MLA)
Guo, Lei…[et al.]. Evolution of the Efficiency of Nationwide Commercial Banks in China Based on an SBM-Undesirable Model and DEA Window Analysis. Mathematical Problems in Engineering No. 2020 (2020), pp.1-12.
https://search.emarefa.net/detail/BIM-1195325
American Medical Association (AMA)
Guo, Lei& Na, Sanggyun& Tan, Xianhua& Gui, Pengfei& Liu, Congchong. Evolution of the Efficiency of Nationwide Commercial Banks in China Based on an SBM-Undesirable Model and DEA Window Analysis. Mathematical Problems in Engineering. 2020. Vol. 2020, no. 2020, pp.1-12.
https://search.emarefa.net/detail/BIM-1195325
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references
Record ID
BIM-1195325