What Makes People Actually Embrace or Shun Mobile Payment: A Cross-Culture Study
Joint Authors
Yang, Zhaojun
Zhang, Yali
Sun, Jun
Wang, Ying
Source
Issue
Vol. 2018, Issue 2018 (31 Dec. 2018), pp.1-13, 13 p.
Publisher
Hindawi Publishing Corporation
Publication Date
2018-08-16
Country of Publication
Egypt
No. of Pages
13
Main Subjects
Telecommunications Engineering
Abstract EN
Mobile payment is becoming increasingly popular, but it encounters the resistance from certain user groups.
This study examines the factors that influence both the technology acceptance and actual usage aspects of mobile payment adoption from the perspective of the general systems theory.
Based on a literature review, it conceptualizes the embedding relationships among relevant behavioral processes, personal characteristics, and extrinsic factors and develops a research model.
Together, the extrinsic factors in terms of culture, subjective norm, and socioeconomic status and main personal characteristics including demographics, personality traits, and past behavior are hypothesized to have direct and moderating effects on mobile payment acceptance and usage.
The observations collected from China and the USA support most of the hypothesized relationships and reveal interesting cross-culture differences.
Whereas users in the USA appear to be more rational and risk-averse, people in China seem more subject to social influence.
The findings contribute to the mobile payment literature by deepening the understanding of adoption stages and expanding the scope of explanatory variables beyond technology acceptance.
American Psychological Association (APA)
Zhang, Yali& Sun, Jun& Yang, Zhaojun& Wang, Ying. 2018. What Makes People Actually Embrace or Shun Mobile Payment: A Cross-Culture Study. Mobile Information Systems،Vol. 2018, no. 2018, pp.1-13.
https://search.emarefa.net/detail/BIM-1204951
Modern Language Association (MLA)
Zhang, Yali…[et al.]. What Makes People Actually Embrace or Shun Mobile Payment: A Cross-Culture Study. Mobile Information Systems No. 2018 (2018), pp.1-13.
https://search.emarefa.net/detail/BIM-1204951
American Medical Association (AMA)
Zhang, Yali& Sun, Jun& Yang, Zhaojun& Wang, Ying. What Makes People Actually Embrace or Shun Mobile Payment: A Cross-Culture Study. Mobile Information Systems. 2018. Vol. 2018, no. 2018, pp.1-13.
https://search.emarefa.net/detail/BIM-1204951
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references
Record ID
BIM-1204951