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Analysis of the Impact of Interest Rate Liberalization on Financial Services Management in Chinese Commercial Banks
Joint Authors
Zhao, Yixuan
Meng, Tian
Zhu, Bo
Sun, Mengnan
Source
Issue
Vol. 2020, Issue 2020 (31 Dec. 2020), pp.1-11, 11 p.
Publisher
Hindawi Publishing Corporation
Publication Date
2020-08-03
Country of Publication
Egypt
No. of Pages
11
Main Subjects
Abstract EN
With the advancement of China's interest rate marketization reform, commercial banks' net interest margin has narrowed.
This paper selects 16 representative listed banks as the research object and conducts an empirical analysis from the two dimensions: profit level and profit structure.
The study finds that the marketization of interest rates promoted the narrowing of net interest margins caused by the narrowing of net interest margins, and the profitability of commercial banks was suppressed.
The narrowing of net interest spreads forced commercial banks to actively expand their intermediate business activities and adjust business structure correspondingly.
The narrowing of net interest spreads has different impacts on the profitability of commercial banks of different sizes.
American Psychological Association (APA)
Meng, Tian& Sun, Mengnan& Zhao, Yixuan& Zhu, Bo. 2020. Analysis of the Impact of Interest Rate Liberalization on Financial Services Management in Chinese Commercial Banks. Scientific Programming،Vol. 2020, no. 2020, pp.1-11.
https://search.emarefa.net/detail/BIM-1209250
Modern Language Association (MLA)
Meng, Tian…[et al.]. Analysis of the Impact of Interest Rate Liberalization on Financial Services Management in Chinese Commercial Banks. Scientific Programming No. 2020 (2020), pp.1-11.
https://search.emarefa.net/detail/BIM-1209250
American Medical Association (AMA)
Meng, Tian& Sun, Mengnan& Zhao, Yixuan& Zhu, Bo. Analysis of the Impact of Interest Rate Liberalization on Financial Services Management in Chinese Commercial Banks. Scientific Programming. 2020. Vol. 2020, no. 2020, pp.1-11.
https://search.emarefa.net/detail/BIM-1209250
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references
Record ID
BIM-1209250