قياس كفاءة الأداء المصرفي في عينة من المصارف الأهلية : دراسة تحليلية مقارنة للفترة (2006-2015)‎

Abstract EN

The research to aims measure the banking performance efficiency for pattern of private banks in Iraq to diagnose strength and weakness points in the private banks and attempt to enhance it and to cease the weakness points.

Also, the research aims to demonstrate the financial position of private banks through using liquidity, profitability, safety, and debtness and showing it for the depositors to enhance the confidence of the depositors in the private banks.

The research applies analytical mode upon the financial statements are available in the private banks represented by (Baghdad, Gulf, North and Dar As Salam) for the period from 206 0to 2015.

The research concluded several findings include: The variation in all financial parameters are applied to identify the efficiency of private banks under study due to unstable & worse political & Security conditions in Iraq during the concerned period.

The accredited financial parameters are differed in the identifying the efficiency of banking system rather than other sectors such as Industry and Commerce as to that there are specific percentages to identify the efficiency of the sector in compliance with the activities of these banks.